Electronic Payments are transactions made to your account without
the use of a paper check. Direct Payments is the term used to identify
a debit to your account, which you have authorized. Direct Payments
is being used by more and more consumers every day for bills such
as mortgage payments, insurance premiums, and utility bills. Electronic
Payments can also be made over the telephone, through the Internet,
or at your local retailer.
What should you know about Electronic Payments?
As a consumer, you have certain rights and responsibilities regarding
electronic transactions posted to your account. It is important that
you are aware of those rights and responsibilities in order to protect
All Electronic Payments require you to provide your financial institutions
routing number and you account number. This information can be
found on the bottom of your check
These #s can sometimes be difficult to read. Below is a simple guide
to these #s
If you have difficultly locating these numbers, or are not sure
what the numbers on your check mean, ask a customer service representative
at you financial institution.
Take a tour of our site to learn important information about electronic
transactions, the benefits of these transactions, and your rights
as a consumer.