Electronic Payments are transactions made to your account without the use of a paper check. Direct Payments is the term used to identify a debit to your account, which you have authorized. Direct Payments is being used by more and more consumers every day for bills such as mortgage payments, insurance premiums, and utility bills. Electronic Payments can also be made over the telephone, through the Internet, or at your local retailer.

What should you know about Electronic Payments?

As a consumer, you have certain rights and responsibilities regarding electronic transactions posted to your account. It is important that you are aware of those rights and responsibilities in order to protect yourself.

All Electronic Payments require you to provide your financial institutions routing number and you account number. This information can be found on the bottom of your check

These #s can sometimes be difficult to read. Below is a simple guide to these #s

If you have difficultly locating these numbers, or are not sure what the numbers on your check mean, ask a customer service representative at you financial institution.

Take a tour of our site to learn important information about electronic transactions, the benefits of these transactions, and your rights as a consumer.

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